Low Mortgage Rates
Our mortgage rates are always among the lowest in the market, so you know you’re getting the best rate when you come to Cambrian. There are no specials or limited time offers – everyone gets our low rates, every day, with no negotiation required.
120 Day Rate Guarantee
Still looking for your perfect home? No problem. We will quickly pre-approve your mortgage and hold your mortgage rate for 120 days while you find your home.
Fast Approvals
Our lending decisions are made locally, right here in Manitoba, meaning we can approve your mortgage application quickly.
Flexible Payment Terms
You can choose to pay monthly, semi-monthly, bi-weekly, or weekly – whatever suits you, and automatic payments from your Cambrian account are always free of charge.
Transfer Fees
We pay the transfer fees to move your mortgage from another financial institution.
Mortgage Portability
If you move to a new home before your mortgage term ends, save on time and fees by moving your existing Cambrian mortgage to your new house.
Prepayments
Want to be mortgage-free faster? At Cambrian, you can prepay as much as 20% of your original mortgage balance each year, without penalty. That helps you pay your mortgage off quicker and save interest costs.
Peace of Mind
You can ensure that your mortgage payments will continue even when the unexpected happens by protecting yourself with life, disability, critical illness or loss of employment insurance with Cambrian’s comprehensive Group Mortgage Protection.
Building a New Home
If you are building your dream home from the ground up, we have a mortgage specially designed for you. We advance the funds as needed during the build and our lenders work with you to design a schedule to fit your needs.
Buying from a Builder
Purchasing a new home from a builder provides you with the freedom to customize your home as you wish, without the general contractor responsibilities, and it also makes financing a little less detailed. With builder’s mortgages, all you need is a deposit to get construction started. When you take possession, we will fund the remaining balance to your builder.
When you are ready to get started on your new build, meet with a Cambrian Lending Specialist to find out which mortgage is right for you.
Home Affordability Calculator
Find out how much home you can afford and what your mortgage payment would be. Using our calculator will not affect your credit rating.
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Step 1
Tell us about yourself
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Step 2
Find out what you can afford
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Step 3
Get pre-approved for a mortgage