Tax Free Savings (TFSA)

Saving is good. Saving tax-free is better.

Get a boost to your savings with a Cambrian Tax-Free Savings Account (TFSA). If you're over 18, you can contribute up to $5,500 per year to a TFSA, and not pay taxes on the interest or investment income you earn. If you don't use all your contribution room one year, it also carries forward so you can use it in future years. You can hold many different investment products in your TFSA - GICs, Mutual Funds*, Stocks* Bonds* and ETFs* can all be put in your TFSA as well as Savings Accounts.

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Savings Accounts

This account lets you earn interest at a great variable rate. You can contribute any time and there's no minimum balance, making this is a great way start your retirement savings or to make small, frequent deposits to your TFSA.

GICs

GICs offer a higher interest rate than a savings account by locking in your funds for a term of one to 5 years. The interest rate is fixed, so you'll know exactly what you'll earn by the end of your term, and your money is guaranteed 100% by the Credit Union Deposit Guarantee Corporation of Manitoba.

Mutual funds, ETFs, stocks and bonds

If you want to invest your TFSA funds in the market with mutual funds, stocks or bonds, Credential Securities at Cambrian has a full team of financial advisors available to help. They'll work with you to choose the right options for your situation and can help you build a full plan to prepare for retirement. Or if you prefer to buy your investments yourself, our online brokerage partner Qtrade Investor lets you manage your investments independently online.

*Online brokerage services are offered through Qtrade Investor. Mutual funds and other securities are offered through Credential Securities. Qtrade Investor and Credential Securities are divisions of Credential Qtrade Securities Inc. Credential Securities is a registered mark owned by Aviso Wealth Inc.