Getting A Mortgage

Find out what it feels like to be happily mortgaged.


Buying a house is one of the biggest financial decisions most people ever make. So we do our best to make it simple. With Cambrian’s low interest, hassle-free mortgages, you can get more home for less, without giving up flexible terms that make your payments easier.


Ready to get started?

Apply Online

or find a branch

Get our best mortgage rate, without negotiating.


You've already negotiated for your new home, so we save you the hassle of negotiating to get the best mortgage rate. We post our best rates, and that's the rate you'll get when you qualify for a mortgage with us. Plus, giving everyone our best mortgage rate helps us process your application quickly, so you'll get your approval as soon as possible. We offer both fixed rate and variable rate mortgages - see our current rates.


Flexible terms. 


Our great rates come without hidden restrictions and catches. They're designed to be flexible so you can pick the best options for your financial situation. 

  • Payment terms: Pay monthly, semi-monthly, bi-weekly, or weekly - whatever suits you. Automatic payments from your Cambrian account are free.
  • Prepay at any time: Got some extra cash and want to be mortgage-free sooner? Prepay as much as 20 per cent of the original mortgage balance per year without penalty. Applies only to mortgages remaining with Cambrian.
  • 30 year amortizations: Amortization available for up to 30 years for qualifying mortgages.
  • Fast approvals: With decision-making right here in Manitoba, we can approve your mortgage quickly.
  • Insurance options: Group Mortgage Protection - life, loss of employment, disability and critical illness insurance are available to cover you. 
  • Mortgage portability: If you move to a new home before your mortgage term ends, save on time and fees by taking your existing Cambrian mortgage with you.
  • 120 day rate guarantee: Haven't found your perfect home yet? You can still prepare by getting preapproved. Cambrian's preapproval will hold your rate for 120 days while you house-hunt.

If you want to lock in a great rate but haven't found the right house yet, getting a preapproval at Cambrian lets you hold your rate for 120 days
See our current rates

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6 month Fixed Rate Mortgage
See all rates