St. James ATM Replacement
Our St. James ATM will be unavailable on February 26 and 27 while we upgrade our machine. Please view the full list of alternate ATM locations below. We appreciate your patience.
Locations page
st-james-atm-replacement
New envelope-less Cambrian ATMs
Our new ATMs no longer require envelopes for cash or cheque deposits. To learn more, click the link below!
New ATMs
new-envelope-less-cambrian-atms
Scam Alert
Please be aware that fraudulent callers are posing as Cambrian Credit Union. We have not initiated calls about account or credit card transactions. Please hang up and do not engage with these calls.
scam-alert

Our Rates

Save with our low mortgage rates and earn higher returns with our competitive savings and GIC rates.

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Mortgage Rates

Mortgage rates apply to residential homes, cottages and qualifying residential rental properties.

*All rates and conditions subject to change without notice.

Residential Mortgages

Special Offer

Mortgage term
Interest rate
3 year fixed special offer
Effective
5.60
%
4 year fixed special offer
Effective
5.50
%
5 Year Fixed Special Offer
Effective
5.30
%
Calculate my payment

Variable Rates

Mortgage term
Interest rate
5 Year Variable Closed Mortgage
The 5 Year Variable Closed Mortgage has a variable interest rate, meaning the rate can fluctuate up or down with changes in economic/market conditions. Your payment amount may change depending on the changes in interest rates.
Effective
Jul 13, 2023
6.25
%
Variable Open Mortgage
The Variable Open mortgage rate is variable, meaning that it can fluctuate up or down with changes in economic conditions/market environment. Your payment amount may change depending on the changes in interest rates.
Effective
Jul 13, 2023
7.20
%
Calculate my payment
Mortgage term
Interest rate
6 Month
Effective
Nov 1, 2023
7.00
%
1 year
Effective
Jan 11, 2024
6.30
%
2 year
Effective
Feb 5, 2024
6.20
%
3 year
Effective
Feb 5, 2024
5.70
%
4 year
Effective
Feb 5, 2024
5.60
%
5 year
Effective
Feb 5, 2024
5.40
%
Calculate my interest

Mortgage Comparison Calculator

Lock in our mortgage rate with Cambrian’s Best Rate Guarantee.

On the date you apply for a Cambrian mortgage, we automatically lock in our current fixed mortgage rates for you, for up to 4 months. If mortgage rates go up while you are house hunting, you are safe because your rate is locked in.

Buying a home or considering switching your mortgage?