Invest in a Business GIC

Earn a higher rate than your Business Premium Savings Account, with a guaranteed return.

Why Cambrian? Our purpose is to save, solve and simplify.

A Business Guaranteed Investment Certificate (GIC) is simple to do and you’ll earn a higher return than your Business Premium Savings account.

Get a fixed rate of return, guaranteed.

Guaranteed Investment Certificates (GICs) are fixed rate investments. That means you know exactly how much interest you will earn on your deposit, guaranteed.

Cambrian’s GIC rates are among the best in our local market. And, when it comes to investing in a GIC, getting a higher interest rate makes a difference.

For example the difference between getting 5.00% versus 4.50% on a $100,000 GIC is approximately $3,009 over 5 years, with interest compounded annually.

GIC/RRSP/RRIF/TFSA
*Min deposit $1000
Term
Interest rate
1 year
Effective
Dec 1, 2022
4.50
%
2 year
Effective
Dec 1, 2022
4.60
%
5 year
Effective
Dec 1, 2022
5.00
%
Calculate my interest

GIC interest rates quoted are per annum, with interest calculated and paid on each 12 month anniversary date, and at maturity. Interest rates are guaranteed for the duration of the specified term. GICs are not redeemable prior to maturity.

Calculator
Deposit Guarantee

All deposits guaranteed without limit by the Deposit Guarantee Corporation of Manitoba.

This means your money is safe with Cambrian.

All the options you need.

With a Cambrian GIC, you can choose to invest in any of our term options, ranging from 1 - 5 years.

Need a shorter term? No problem. We’ll give you our 2 year GIC rate for a 18-month term, our 3 year GIC rate for a 30-month term, our 4 year GIC rate for a 42-month term and our 5 year GIC rate for a 54-month term.  

Plus, you can leave the interest compound annually to increase your rate of return or get the interest paid out monthly, quarterly, semi-annually or annually.

The minimum deposit for a GIC is $1,000.

Purchase & renew easily.

Our advisors are available to meet with you via video, in person or phone to review our GIC options and quickly set you up with a new GIC.

Already a Cambrian Business member? You can purchase a new GIC online, anytime through Commercial Internet Banking. Simply select “Purchase GIC” from the menu and follow the steps.

We will notify you before your GIC matures so that you can discuss your GIC renewal with one of our advisors.