St. James ATM Replacement
Our St. James ATM will be unavailable on February 26 and 27 while we upgrade our machine. Please view the full list of alternate ATM locations below. We appreciate your patience.
Locations page
st-james-atm-replacement
New envelope-less Cambrian ATMs
Our new ATMs no longer require envelopes for cash or cheque deposits. To learn more, click the link below!
New ATMs
new-envelope-less-cambrian-atms
Scam Alert
Please be aware that fraudulent callers are posing as Cambrian Credit Union. We have not initiated calls about account or credit card transactions. Please hang up and do not engage with these calls.
scam-alert

Connect Account

Are you 22 or younger?

The Connect Account is the perfect way to start banking for free
and to save up for that special something.

Why Cambrian? Our purpose is to save, solve and simplify.

Imagine not paying fees on your banking account.

At Cambrian, part of our purpose is to save you time & money, in everything we do, including offering you free banking. Unfee is our way of putting dollars back in our members' pockets. Last year, we refunded $6.7 million in banking fees. To date, that total is over $62 million.

Bank for free with the Connect Account.

Bank for free.

The Connect Account automatically qualifies you for free banking until you turn 23 years old; that means that applicable banking fees will be refunded in your account on the first day of every month.

Deposit Guarantee

All deposits guaranteed without limit by the Deposit Guarantee Corporation of Manitoba.

This means your money is safe with Cambrian.

Connect Account Fees

*Unfee requires monthly direct deposit. All rates and account details subject to change without notice.
chequing2
$3,000 - $4,999
 - 
0.10
%
chequing3
$5,000+
 - 
0.15
%
chequing1
$0 - $2,999
 - 
0.05
%
Chequng interest rate
$0 - $2,999
 - 
0.05
%
Chequng interest rate
$3,000 - $4,999
 - 
0.10
%
Chequng interest rate
$5,000+
 - 
0.15
%
connect-account
Connect Account
(must be 22 or younger)
Monthly Fee:
FREE* *If have ATM/Debit card, $6.50 fee is refunded every month
Digital Transactions
(Online Banking or Mobile App)
Transfer Within Membership
Bill payments:
(First 6 free each month; rest are refunded monthly)
Member to Member Transfers:
INTERAC Debits:
Interac e-Transfer®:
3 free/month
ATM Withdrawals/Debit Transactions
Pre-authorized Debit
Interac Debits & Credit Union
ATM Withdrawals (In Canada)
(First 40 free each month; rest are refunded monthly)
ATM Withdrawals at other FIs
(In Canada)
$2.00 each
Cirrus ATM Withdrawals
Outside Canada)
$3.50 each
In-Branch Transactions
Withdrawals, Cheques or
Pre-authorized Debits
(First 2 free each month; rest are refunded monthly)
Cheques
Certified Cheques
A Certified Cheque is a personalized cheque drawn on the member’s account, guaranteed by Cambrian.
$10 each (if certified by member) $20 each (if certified by non-member)
Official Cheques/Primary Orders
An Official Cheque is a cheque drawn on Cambrian's holding account, guaranteed by Cambrian.
$6.50 each
Personalized Cheques
Personalized cheques are cheques drawn on a member’s account. Members can write personalized cheques for any amount available in the account.
Varies according to cheque order
Image Cheque Return
A monthly fee for images of cleared cheques to be included on printed statements.
$3.00/month
Other
Stop payments:
Varies ($10 - $45 each)
Overdraft Protection Monthly Fee
(on approval)
Chequing Interest Rate
Monthly Fee:
Savings Interest Rate
Digital Transactions
(Online Banking or Mobile App)
Transfer Within Membership
Bill payments:
Pre-authorized Debit
Member to Member Transfers:
Interac® e-Transfer:
Interac® Debits:
ATM Transactions
Credit Union ATM
Withdrawals (in Canada)
Other ATM Withdrawals
In-Branch Transactions
Withdrawals, Cheques or
Pre-authorized Debits
Bill payments (over the counter):
Other Transactions
Stop payments:
Show all fees
Unlimited transactions (some service fees may be refunded monthly with Unfee)

Connect Account Fees

Connect Account (must be 22 or younger)
Monthly fee
FREE*
*If have ATM/Debit card, $6.50 fee is refunded every month
Digital Transactions (Online Banking or Mobile App)
Transfers Within Membership
Bill Payments
Pre-Authorized Debit
Member to Member Transfers
ATM Withdrawals/Debit Transactions
INTERAC Debits & Credit Union ATM Withdrawals (In Canada)
ATM Withdrawals at other FIs (In Canada)
Cirrus ATM Withdrawals (Outside Canada)
In-Branch Transactions
Withdrawals, Cheques or Pre-Authorized Debits
Cheques
Certified Cheques
Official Cheques/Primary Orders
Personalized Cheques
Image Cheque Return
Premium Chequing Account
Premium Chequing Account
Premium Chequing Account
Monthly fee
FREE
FREE
FREE
Digital Transactions (Online Banking or Mobile App)
Transfer within account
Transfer within account
Transfer within account
Transfer within account
Digital Transactions (Online Banking or Mobile App)
Transfer within account
Transfer within account
Transfer within account
Transfer within account
Digital Transactions (Online Banking or Mobile App)
Transfer within account
Transfer within account
Transfer within account
Transfer within account
Digital Transactions (Online Banking or Mobile App)
Transfer within account
Transfer within account
Transfer within account
Transfer within account
Premium Chequing Account
Premium Chequing Account
Premium Chequing Account
Monthly fee
FREE
FREE
FREE
Digital Transactions (Online Banking or Mobile App)
Transfer within account
Transfer within account
Transfer within account
Transfer within account
Digital Transactions (Online Banking or Mobile App)
Transfer within account
Transfer within account
Transfer within account
Transfer within account
Digital Transactions (Online Banking or Mobile App)
Transfer within account
Transfer within account
Transfer within account
Transfer within account
Digital Transactions (Online Banking or Mobile App)
Transfer within account
Transfer within account
Transfer within account
Transfer within account
Premium Chequing Account
Premium Chequing Account
Premium Chequing Account
Monthly fee
FREE
FREE
FREE
Digital Transactions (Online Banking or Mobile App)
Transfer within account
Transfer within account
Transfer within account
Transfer within account
Digital Transactions (Online Banking or Mobile App)
Transfer within account
Transfer within account
Transfer within account
Transfer within account
Digital Transactions (Online Banking or Mobile App)
Transfer within account
Transfer within account
Transfer within account
Transfer within account
Digital Transactions (Online Banking or Mobile App)
Transfer within account
Transfer within account
Transfer within account
Transfer within account
Premium Chequing Account
Premium Chequing Account
Premium Chequing Account
Monthly fee
FREE
FREE
FREE
Digital Transactions (Online Banking or Mobile App)
Transfer within account
Transfer within account
Transfer within account
Transfer within account
Digital Transactions (Online Banking or Mobile App)
Transfer within account
Transfer within account
Transfer within account
Transfer within account
Digital Transactions (Online Banking or Mobile App)
Transfer within account
Transfer within account
Transfer within account
Transfer within account
Digital Transactions (Online Banking or Mobile App)
Transfer within account
Transfer within account
Transfer within account
Transfer within account
Unlimited transactions (service fees are refunded monthly with Unfee)

*All rates and account details subject to change without notice. View all service fees.

® Trademark of INTERAC Inc. Used under license.
Age 13-17
ATM Withdrawals - $200
Debit Purchases - $200
    Age 18-22
    ATM Withdrawals - $400
    Debit Purchases - $1,500