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Up to $75 in value* 

Sign up for a new Centra Gold Mastercard® and get up to $75 in value with Flex Rewards points.  

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  • Apply between September 14 and December 31, 2026. 
  • Activate your card within 30 days 
  • To qualify for rewards points, cardholders must meet the following requirements within set timelines based on their account open date: Tier 1 (1,250 Flex Rewards points): Flex Rewards points allocated after purchase within 30 days of Account Open Date Qualifying Transaction. Tier 2 (1,250 Flex Rewards points): Qualifying Transaction Amount ($2,500) to be met within 100 days of Account Open Date. Tier 3 (5,000 Flex Rewards points): Qualifying Transaction Amount ($5,000) to be met within 12 months of Account Open Date. 
  • Note: A cardholder can qualify for only Tier 2 if they do not make a first purchase within 30 days of the Account Open date but still meet the Qualifying Transaction Amount with 100 days of their Account Open Date. 
  • Note: A cardholder can qualify for only Tier 3 if they do not make a first purchase within 30 days of the Account Open date, do not meet the Qualifying Transaction Amount within 100 days of their Account Open Date, but still meet the Qualifying Transaction Amount within 12 months of their Account Open Date. 

 See full Terms and Conditions for more details. 

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Up to $470 in value* 

Sign up for a new World Elite® or World® Mastercard and get up to $350 in value with Flex Rewards points PLUS a $120 annual fee rebate*.  

  • Apply between September 14 and December 31, 2026. 
  • Activate your card within 30 days
  • To qualify for rewards points, cardholders must meet the following requirements within set timelines based on their account open date: Tier 1 (5,000 Flex Rewards points): Flex Rewards points allocated after purchase within 30 days of Account Open Date Qualifying Transaction. Tier 2 (10,000 Flex Rewards points): Qualifying Transaction Amount ($5,000) to be met within 100 days of Account Open Date. Tier 3 (20,000 Flex Rewards points): Qualifying Transaction Amount ($20,000) to be met within 12 months of Account Open Date. 
  • Note: A cardholder can qualify for only Tier 2 if they do not make a first purchase within 30 days of the Account Open date but still meet the Qualifying Transaction Amount with 100 days of their Account Open Date.
  • Note: A cardholder can qualify for only Tier 3 if they do not make a first purchase within 30 days of the Account Open date, do not meet the Qualifying Transaction Amount within 100 days of their Account Open Date, but still meet the Qualifying Transaction Amount within 12 months of their Account Open Date. 

Annual Fee Rebate:

  • Apply for a Premium card between October 1 and December 31, 2026.
  • Card must be activated within 30 days of application approval date.
  • Apply for a Premium card between October 1 and December 31, 2026.
    Card must be activated within 30 days of application approval date.
    The rebate equivalent to the first-year annual fee will be applied to the eligible new primary cardholder’s account within two (2) statement cycles following application approval and card activation. The account must be active and in good standing at the time of fulfilment.  

 See full Terms and Conditions for more details. 

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More rewards.
More life.

Sign up for a select Cambrian credit card and get up to $350 in value* with Flex Rewards points! PLUS, get a $120 annual fee rebate* on a Premium Cambrian Mastercard®. 

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Get a $120 annual fee rebate*

Sign up for a Premium Cambrian credit card between now and December 31st*

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Centra Gold Mastercard®

Best for balance

Up to $75 Value*

Get up to $75 in value with Flex Rewards points*


*Terms and Conditions apply.
Subject to credit approval.

ABOUT THE CARD

  • Annual Fee: $50
  • Interest Rate2: 12.99% Fixed
  • Mobile Device Insurance3 
  • Purchase Protection3 and Extended Warranty3
See card details
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Cash Back World Elite® Mastercard

Maximize rewards1

Up to $470 Value*

Get up to $350 in value with Flex Rewards points*

PLUS! $120 annual fee rebate* 

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*Terms and Conditions apply.
Subject to credit approval.
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ABOUT THE CARD

  • Annual Fee: $120
  • Interest Rate2: 20.99% Fixed
  • Travel Insurances including Auto Rental/Loss Damage3, Emergency Health Care4 and Baggage Coverage4
  • Purchase Protection3 and Extended Warranty3
See card details
Must have Minimum Annual Income of $80,000 individual or a Minimum Household Income of $150,000 to qualify.
Rewards

4 points for every $1 spent on grocery and sustainable transit5

2 points per $1 spent on select recurring bills, digital streaming, and dining6

1 point for every $1 spent on all other purchases1

Cash rewards can be transferred directly to your chequing or savings account7

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World® Mastercard

Travel protection4 + rewards1

Get up to $350 in value with Flex Rewards points*

PLUS! $120 annual fee rebate* 

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*Terms and Conditions apply.
Subject to credit approval.
‍

Up to $470 Value*

ABOUT THE CARD

  • Annual Fee: $120
  • Interest Rate2: 20.99% Fixed
  • Travel Insurances including Auto Rental/Loss Damage3, Emergency Health Care4 and Baggage Coverage4
  • Purchase Protection3 and Extended Warranty3
See card details
Must have Minimum Annual Income of $50,000 individual or a Minimum Household Income of $80,000 to qualify.
Rewards

3 points for every $1 spent on grocery purchases8

2 points per $1 spent on dining & entertainment purchases9

1 point for every $1 spent on all other purchases1

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Unsure which card is right for you?
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How the offer works

Step 1:
Apply for a select Cambrian credit card

Apply for the Cambrian Centra Gold, Cambrian Cash Back World Elite Mastercard or Cambrian World Mastercard between September 14, 2026 and December 31, 2026*.

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Apply online, book a meeting, or call us – we can help!

Step 2:
Approval & activation

Once approved, you’ll receive your card in the mail. Activate your card within 30 days to be eligible for the annual fee rebate. 

Step 3:
Get your Flex Rewards points* 

- To qualify for the Flex Rewards points, cardholders must meet requirements within set timelines based on their account open date. 

- Three tiers of Flex Rewards points will be applied to eligible accounts once qualifying purchases have been made within the set timelines.

 

Step 4:
Get your annual fee rebate* (if applicable) 

If you applied for a Premium card, the annual fee rebate will be applied to your account within two (2) statement cycles following application approval and card activation. Your account must be active and in good standing at the time of fulfilment. 

*Terms and Conditions apply

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Three ways to redeem your rewards

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Cash rewards** can be redeemed as a statement credit7

**Available on select cards only

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Cash rewards** can be transferred directly to your  chequing or savings account7

**Available on select cards only

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Points rewards can be redeemed for gift cards, events and merchandise from the rewards catalogue.†

Ready to apply?

Apply online or book online to meet with an advisor via

  • VIDEO
  • PHONE
  • IN PERSON
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*Terms & Conditions apply. See more details here.

†Terms & conditions apply. Visit Home | Flex Rewards for more details.

1Reward points are earned on net purchases only. Any Cash-like Transactions including Cash Advances, and interest charges, fees, payments, credit or debit adjustments and any amount other than Purchases that may be charged to your Account with your Card or Convenience Cheques, do not qualify for Points. For more information visit collabriacreditcards.ca/rewards



2The interest rates are in effect from the date the credit card is approved. For more information, please reference your cardholder agreement or visit online

3Insurance coverage is underwritten by American Bankers Insurance Company of Florida (ABIC). ABIC, its subsidiaries, and affiliates carry on business in Canada under the name of Assurant®. ®Assurant is a registered trademark of Assurant, Inc. Details of insurance coverage, including definitions, benefits, limitations and exclusions, are in the Certificate of Insurance. The Certificate of Insurance is available online here. Insurance coverage is subject to change.

4Insurance coverage is underwritten by Desjardins Financial Security Life Assurance Company. Details of insurance coverage, including number of days of coverage, definitions, benefits, limitations and exclusions are in the Travel Insurance Contract. Please visit collabriacreditcards.ca/insurance.aspx for complete details. Insurance coverage is subject to change.



5If the combined annual GROCERY and SUSTAINABLE TRANSIT purchase volume on a Cash Back World Elite® Mastercard card exceeds $20,000 in a calendar year, the points earned for all net new purchases after this amount is reached will be associated with the ‘All other purchases' rate category until January 1 of the following calendar year.



6If the combined annual SELECT RECURRING BILLS, DIGITAL STREAMING AND DINING purchase volume on a Cash Back World Elite® Mastercard card exceeds $20,000 in a calendar year, the points earned for all net new purchases after this amount is reached will be associated with the ‘All other purchases' rate category until January 1 of the following calendar year.



7The base value of one reward point is equal to one cent (a penny per point). The cash equivalent shown for illustration purposes only is based upon the redemption of these points as a statement credit. The valuation is for cash equivalent only; the value of redeeming for merchandise and travel may vary."



8If annual GROCERY purchase volume on a World Mastercard exceeds $20,000 in a calendar year, the points earned for all new net purchases after this amount is reached are those associated with the ‘All other purchases rate’ until January 1 of the following calendar year.



9If annual DINING and ENTERTAINMENT purchase volume on a World Mastercard exceeds $15,000 in a calendar year, the points earned for all new net purchases after this amount is reached are those associated with the ‘All other purchases rate’ until January 1 of the following calendar year.



™Google and the Google Pay logo are trademarks of Google LLC.



Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries and regions.

®Samsung and Samsung Pay are trademarks of Samsung Electronics Co., Ltd.

The Collabria Card is issued by Collabria Financial Services Inc. pursuant to a license.

®The Collabria Mastercard is issued by Collabria Financial Services Inc. pursuant to a license from Mastercard International Incorporated. Mastercard, World Mastercard, World Elite, and the circles design are registered trademarks of Mastercard International Incorporated



®The Cambrian Credit Union Mastercard is issued by Collabria Financial Services Inc. pursuant to a license from Mastercard International Incorporated. Mastercard, World Mastercard and World Elite Mastercard are registered trademarks and the circles design is a trademark of Mastercard International Incorporated.



Collabria Financial Services Inc. (“Collabria”) is an independent entity from your credit union with no ownership interest in the other. If you choose to obtain Collabria credit card services through a referral from your credit union, it will receive compensation from Collabria.

2022 Cambrian Credit Union.
All Rights Reserved.
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