How it works:
When we fund your mortgage, we will automatically look back up to 4 months to give you the lowest fixed rate we posted during that time.
So, you don't need to worry about missing out on our great rates. After you apply, you just need to concentrate on finding your dream home.
These terms are often used interchangeably. When applying for a pre-approval, you are doing so through our mortgage application.
A pre-qualification is often a basic financial evaluation that determines your potential for approval. For example, using our Mortgage Affordability Calculator.
A pre-approval means you have completed the mortgage application process, provided the necessary documents, and have been approved to begin house shopping and making offers.
A mortgage approval means you’ve put in an offer for a house and we (or your financial institution) have approved all conditions, the property, financing, etc.
Once you complete a mortgage application, you will be contacted with the specific documentation and information needed. Here is a guideline of what is normally required:
Once you meet with a Personal Banking Advisor, they will ensure you are aware of all costs associated, but it’s wise to keep the following in mind:
Apply easily online or book a meeting with one of our expert advisors to get started today.
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