New envelope-less Cambrian ATMs
Our new ATMs no longer require envelopes for cash or cheque deposits. To learn more, click the link below!
New ATMs
new-envelope-less-cambrian-atms

Golden Account

Are you 59 or older?

Reap all the benefits of our Golden Account, specially designed for your banking needs and to save you money.

Why Cambrian? Our purpose is to save, solve and simplify.

Imagine not paying fees on your banking account.

At Cambrian, part of our purpose is to save you time & money, in everything we do, including offering you free banking. Unfee is our way of putting dollars back in our members' pockets. Last year, we refunded $6.7 million in banking fees. To date, that total is over $62 million.

What is Unfee?

There is no monthly fee for the Golden account and some transactions are included for free.

Simply set up a monthly direct deposit (like your pay or pension) to qualify for additional transactions refunded on the first day of every month through Unfee. No minimum amount required.

Plus, you can get banking fees refunded on multiple accounts*.

*Multiple accounts must be in same membership to qualify; must have a monthly deposit in at least one account.

Deposit Guarantee

All deposits guaranteed without limit by the Deposit Guarantee Corporation of Manitoba.

This means your money is safe with Cambrian.

Golden Account Fees

*Unfee requires monthly direct deposit. All rates and account details subject to change without notice.
chequing2
$3,000 - $4,999
 - 
0.10
%
chequing3
$5,000+
 - 
0.15
%
chequing1
$0 - $2,999
 - 
0.05
%
Chequng interest rate
$0 - $2,999
 - 
0.05
%
Chequng interest rate
$3,000 - $4,999
 - 
0.10
%
Chequng interest rate
$5,000+
 - 
0.15
%
golden-account
Golden Account
(must be 59 or older)
Monthly Fee:
Free
Digital Transactions
(Online Banking or Mobile App)
Transfer Within Membership
Bill payments:
Member to Member Transfers:
Interac e-Transfer®:
10 free/month
ATM Withdrawals/Debit Transactions
Pre-authorized Debit
Interac Debits & Credit Union
ATM Withdrawals (In Canada)
ATM Withdrawals at other FIs
(In Canada)
3 free/month
Cirrus ATM Withdrawals
Outside Canada)
3 free/month
In-Branch Transactions
Withdrawals, Cheques or
Pre-authorized Debits
Bill Payments (Over the Counter)
Cheques
Official Cheques/Primary Orders
An Official Cheque is a cheque drawn on Cambrian's holding account, guaranteed by Cambrian.
Personalized Cheques
Personalized cheques are cheques drawn on a member’s account. Members can write personalized cheques for any amount available in the account.
1 free order/year
Image Cheque Return
A monthly fee for images of cleared cheques to be included on printed statements.
Other
Stop payments:
Overdraft Protection * Monthly Fee *On Credit Approval
Safety Deposit Box
$10 discount on regular fee
Chequing Interest Rate
Show all fees
Show all fees
Right arrowRight arrow
golden-account
Golden Account
(must be 59 or older)
Monthly Fee:
Free
Digital Transactions
(Online Banking or Mobile App)
Transfer Within Membership
Bill payments:
Member to Member Transfers:
$1.00 each
Interac e-Transfer®:
10 free/month
ATM Withdrawals/Debit Transactions
Pre-authorized Debit
$0.75 each
Interac Debits & Credit Union
ATM Withdrawals (In Canada)
$0.55 each
ATM Withdrawals at other FIs
(In Canada)
3 free/month
Cirrus ATM Withdrawals
Outside Canada)
3 free/month ($3.50 after)
In-Branch Transactions
Withdrawals, Cheques or
Pre-authorized Debits
$0.75 each
Bill Payments (Over the Counter)
Cheques
Official Cheques/Primary Orders
An Official Cheque is a cheque drawn on Cambrian's holding account, guaranteed by Cambrian.
Personalized Cheques
Personalized cheques are cheques drawn on a member’s account. Members can write personalized cheques for any amount available in the account.
1 free order/year
Image Cheque Return
A monthly fee for images of cleared cheques to be included on printed statements.
Other
Stop payments:
Overdraft Protection * Monthly Fee *On Credit Approval
Safety Deposit Box
$10 discount on regular fee
Chequing Interest Rate
Show all fees
Show all fees
Right arrowRight arrow
Unlimited transactions (some service fees may be refunded monthly with Unfee)

Golden Account Fees

Golden Account (must be 59 or older)
Monthly fee
FREE*
*If have ATM/Debit card, $6.50 fee is refunded every month
Digital Transactions (Online Banking or Mobile App)
Transfer Within Membership
Bill Payments
Pre-Authorized Debit
Member to Member Transfers
ATM Withdrawals / Debit Transactions
INTERAC Debits & Credit Union ATM Withdrawals (In Canada)
ATM Withdrawals at other FIs (In Canada)
Cirrus ATM Withdrawals (OutsideCanada)
In-Branch Transactions
Withdrawals, Cheques or Pre-Authorized Debits
Bill Payments (Over the Counter)
Cheques
Certified Cheques, Primary Orders/Official Cheques
Personalized Cheques
Image Cheque Return
Premium Chequing Account
Premium Chequing Account
Premium Chequing Account
Monthly fee
FREE
FREE
FREE
Digital Transactions (Online Banking or Mobile App)
Transfer within account
Transfer within account
Transfer within account
Transfer within account
Digital Transactions (Online Banking or Mobile App)
Transfer within account
Transfer within account
Transfer within account
Transfer within account
Digital Transactions (Online Banking or Mobile App)
Transfer within account
Transfer within account
Transfer within account
Transfer within account
Digital Transactions (Online Banking or Mobile App)
Transfer within account
Transfer within account
Transfer within account
Transfer within account
Premium Chequing Account
Premium Chequing Account
Premium Chequing Account
Monthly fee
FREE
FREE
FREE
Digital Transactions (Online Banking or Mobile App)
Transfer within account
Transfer within account
Transfer within account
Transfer within account
Digital Transactions (Online Banking or Mobile App)
Transfer within account
Transfer within account
Transfer within account
Transfer within account
Digital Transactions (Online Banking or Mobile App)
Transfer within account
Transfer within account
Transfer within account
Transfer within account
Digital Transactions (Online Banking or Mobile App)
Transfer within account
Transfer within account
Transfer within account
Transfer within account
Premium Chequing Account
Premium Chequing Account
Premium Chequing Account
Monthly fee
FREE
FREE
FREE
Digital Transactions (Online Banking or Mobile App)
Transfer within account
Transfer within account
Transfer within account
Transfer within account
Digital Transactions (Online Banking or Mobile App)
Transfer within account
Transfer within account
Transfer within account
Transfer within account
Digital Transactions (Online Banking or Mobile App)
Transfer within account
Transfer within account
Transfer within account
Transfer within account
Digital Transactions (Online Banking or Mobile App)
Transfer within account
Transfer within account
Transfer within account
Transfer within account
Premium Chequing Account
Premium Chequing Account
Premium Chequing Account
Monthly fee
FREE
FREE
FREE
Digital Transactions (Online Banking or Mobile App)
Transfer within account
Transfer within account
Transfer within account
Transfer within account
Digital Transactions (Online Banking or Mobile App)
Transfer within account
Transfer within account
Transfer within account
Transfer within account
Digital Transactions (Online Banking or Mobile App)
Transfer within account
Transfer within account
Transfer within account
Transfer within account
Digital Transactions (Online Banking or Mobile App)
Transfer within account
Transfer within account
Transfer within account
Transfer within account
Unlimited transactions (service fees are refunded monthly with Unfee)

*All rates and account details subject to change without notice. View all service fees.

® Trademark of INTERAC Inc. Used under license.