personalbusiness
 
apply Apply for MembershipMortgage Loan
ratesabout uscontact uslocations
Personal
Business
Calculators|

Our Calculators


At Cambrian, our goal is to give you the best rates possible, whether you're looking for a low mortgage or loan rate, or a high savings or investment rate.

Mortgage Calculators

Mortgage Payment

The amount of your mortgage.
The number of years over which the mortgage will be repaid.
The length of the term.
Term
The frequency of payments.
Payment Frequency
The annual interest rate on your mortgage.

Be mortgage-free sooner! Add additional payments!

How frequently extra payments are made.
Payment Period
The amount of extra payments.
Your Payment

Interest Cost

At amortization
For current term
End of term balance

Amortization

Swipe To See More

Period Payment Principal Interest Balance
Apply Online Talk to a Lender

Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide financial or investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Mortgage Comparison

Option 1
The amount of your mortgage.
The number of years over which the mortgage will be repaid.
The length of the mortgage term.
Term
The frequency of your mortgage payments.
Payment Frequency
The annual interest rate on your mortgage.

Be mortgage-free sooner! Add additional payments!

How frequently extra payments are made.
Payment Period
The amount of extra payments.
Option 2
The amount of your mortgage.
The number of years over which the mortgage will be repaid.
The length of the mortgage term.
Term
The frequency of your mortgage payments.
Payment Frequency
The annual interest rate on your mortgage.

Be mortgage-free sooner! Add additional payments!

How frequently extra payments are made.
Payment Period
The amount of extra payments.
Your Payment
Interest Cost
At amortization
For current term
End of term balance
Your Payment
Interest Cost
At amortization
For current term
End of term balance

Amortization

Period Payment Principal Interest Balance
Period Payment Principal Interest Balance
Apply Online Talk to a Lender

Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide financial or investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Mortgage Affordability

The amount you plan to pay upfront for your mortgage. You are typically required to pay at least 5% of the total purchase price.
The number of years over which the mortgage will be repaid.
The annual interest rate on your mortgage.

Monthly Amount

Your total income from wages and other sources of income before taxes. If you are married or common law, this is your total combined gross annual income.
An estimate of the monthly property taxes you will be paying on the house you are considering purchasing.
Your current monthly debt payments (eg. loans, credit cards, lines of credit)
An estimate of the monthly condominium fees you will be paying on the home you are considering purchasing.
An estimate of the monthly heating costs you will be paying on the house you are considering purchasing.
You can afford a house valued at
Monthly Payment
Borrowing Limit
Default Insurance

A minimum 5% down payment is required for a purchase price of $500,000 or less. For a purchase price between $500,000 and $1 million, the minimum down payment is 5% on the first $500,000 and 10% on the balance.


Default insurance costs will apply. A home purchase price of greater than $1 million dollars is not eligible for mortgage default insurance and requires a minimum down payment of 20%.

Apply Online Talk to a Lender

Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide financial or investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Loan Calculators

Loan Payment Calculator

The amount you'd like to borrow.
The payment cycle that will be used to repay the loan.
Payment Frequency
The term (in months) over which the loan will be repaid.
The annual interest rate on the loan.
Your Payment

Interest Cost

For current term

Amortization

Swipe To See More

Period Payment Principal Interest Balance
Apply Online Talk to a Lender

Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide financial or investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Loan Consolidation Calculator

Current Debt


The amount still owing on the loan, line of credit or credit card.
How much per month you are currently paying towards to loan, line of credit or credit card.
The current interest rate on your loan, line of credit or credit card.
Add

New Loan

Choose what you want your new monthly payment to be, or when you want to be debt free.


The current interest rate on your loan, line of credit or credit card.
The term (in months) over which the loan will be repaid.

Loan Details and Repayment Plan

By consolidating your debt into a new Cambrian fixed rate loan, your new monthly payment and repayment timeline is:

/ month

Your new monthly payment

You'll be debt free in

You will also save in interest costs over the life of your loan.

Monthly Payments and Loan Details

Current Payment Details
Loan Amount
Interest Rate
Monthly Payment
Repayment Plan
Total Interest Cost
Proposed Payment Details
Loan Amount
Interest Rate
Monthly Payment
Repayment Plan
Total Interest Cost

Swipe To See More

Apply Online Talk to a Lender

Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide financial or investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Savings Calculators

Compound Interest Calculator

Your initial savings amount.
The annual rate of return you expect to receive.
The number of years your savings will be left to grow.
Value of savings after years

Future Value of Current Assets

Swipe To See More

Period Year Interest Total Interest Balance

Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide financial or investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

   Retirement Calculator


    Go to Retirement Assessment    


Please note that default rates in all Cambrian calculators are open to adjustment and may not reflect the actual rate available by Cambrian.
Get Our Appgoogle-play-badgeapp_store135x40
© 2018 Cambrian Credit Union. All Rights Reserved