NSF Service fees
$10 NSF fee beginning Sept 1, 2026: We've lowered our personal Non-Sufficient Funds (NSF) fee from $45 to $10.
Learn more

Qtrade Cash Back Offer

Open and fund a new Qtrade Direct Investing® account to start investing online and get up to $5,000 cash back. PLUS, a $100 sign-up bonus + $0 commission trades!

Available for most plan types: TFSA, RRSP, FHSA, Cash Account, RRIF and more. 

What you need to do:

  • Use the code OFFER2026 when you submit a new account application to Qtrade Direct Investing by January 5, 2027.
  • Deposit or transfer in up to $500,000 in net new funds by February 5, 2027 and receive a cash back bonus up to a maximum of $5,000. 
  • Hold your funds in the account until February 5, 2028. 
  • Qtrade will pay the cash back bonus on or around March 5, 2028.
  • If qualified, Qtrade will pay the $100 sign-up bonus on or around March 5, 2027.
*Cash Back Offer Terms and Conditions
$100 sign-up bonus for new clients!

Deposit $25,000 within the first 30 days of opening account.

Who is eligible for the Cash Back Offer? 

The offer is available to new Qtrade clients that open a qualifying account by January 5, 2027 using the promo code OFFER2026

How does the Cash Back Offer work? 

Use the code OFFER2026 when you open a new account with Qtrade  Direct Investing by January 5, 2027. Then, deposit or transfer in up to $500,000 in net new funds by February 5, 2027 and receive a cash back bonus up to a maximum of $5,000. Remember, you need to hold your funds in the account until February 5, 2028. 

When will I receive my cash back bonus? 

Qtrade will pay the cash back bonus on or around March 5, 2028.   

When is the funding deadline?

Qualifying funds must be deposited/transferred by February 5, 2027.   

How does the $100 sign-up bonus work?  

Deposit $25,000 within the first 30 days of opening an account. The $100 sign-up bonus will be paid on or around March 5, 2027. 

See full Terms & Conditions here.