It’s simple to lock in Cambrian’s low mortgage rates – all you have to do is apply for a mortgage online or with a Personal Banking Advisor.
On the date that you complete a Cambrian mortgage application, we automatically hold our fixed mortgage rates in effect on that date for up to 4 months from your application date.
- If mortgage rates go up during the 4 month period, you are covered because we are holding the fixed mortgage rates in effect on the date that you applied, for up to 4 months.
- If mortgage rates go down during the 4 month period, we will give you the lowest fixed mortgage rate we offered for the selected term during that 4 month period.
If it takes longer than 4 months to find your new home, we will give you the lowest fixed mortgage rate we offered for the selected mortgage term during the 4 month period immediately preceding the funding of your mortgage.
All you need to do is complete a Cambrian mortgage application online or with a Personal Banking Advisor.
Our Best Rate Guarantee applies to:
- New residential mortgages
- Residential mortgages transferred to Cambrian
- Qualifying residential rental property mortgages
- Cottage mortgages
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On the date that you complete a Cambrian mortgage application, we automatically hold our fixed mortgage rates in effect on that date for up to 4 months from your application date.
a) We fund your mortgage within 4 months of your application date
We’ll give you the lowest fixed mortgage rate we offered for the mortgage term selected from your application date to the funding date or possession date (whichever is earlier).
b) We fund your mortgage in more than 4 months from your application date
We'll give you the lowest fixed mortgage rate we offered for the mortgage term selected during the 4 month period immediately preceding the funding date or possession date (whichever is earlier).
If it takes longer than 4 months after you apply to fund your mortgage, no problem. We will look back at our fixed mortgage rates during the 4 month period immediately preceding your funding date or possession date (whichever is earlier) and automatically give you the lowest fixed mortgage rate we offered for the mortgage term selected during that period.
All you need to do to get our Best Rate Guarantee is to complete a Cambrian mortgage application online or with a Personal Banking Advisor.
It takes less than 15 minutes to apply online.
You can also book a meeting online to meet with with an advisor via
