Which mortgages qualify for our Best Rate Guarantee?
Our Best Rate Guarantee applies to:
- New residential mortgages
- Residential mortgages transferred to Cambrian
- Qualifying residential rental property mortgages
- Cottage mortgages
All you have to do is complete a Cambrian mortgage application.
When you complete a Cambrian mortgage application with one of our Personal Banking Advisors or fill out our online mortgage application, you automatically get our best fixed mortgage rate*.
Here’s how it works:
You buy your home or transfer your mortgage within 4 months from your application date: We look at the fixed mortgage rates we posted during the period starting on your application date up to the date that we fund your mortgage, and we automatically give you the lowest fixed rate*.
You buy your home or transfer your mortgage more than 4 months from your application date: We look back at the fixed mortgage rates we posted during the 4 months leading up to your mortgage funding date, and we automatically give you the lowest fixed rate*.
So no matter how long it takes to buy your new home or transfer your mortgage to Cambrian, you can rest assured, once you apply, you’re guaranteed to get our Best Rate*.
*Terms and conditions must be met to qualify for Special Mortgage Rates or Offers and these cannot be combined and are subject to change.
Our Best Rate Guarantee applies to:
- New residential mortgages
- Residential mortgages transferred to Cambrian
- Qualifying residential rental property mortgages
- Cottage mortgages
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On the date that you apply for a Cambrian mortgage, you automatically get our Best Rate Guarantee.
a) If you buy your home or transfer your mortgage within 4 months of your application date
We look at the fixed mortgage rates we posted from your application date to the date we fund your mortgage (or possession date if earlier), and give you the lowest fixed rate* (for the mortgage term that you select).
b) If it takes more than 4 months from your application date to buy your home or transfer your mortgage
We look back at the fixed mortgage rates we posted during the 4 months preceding your mortgage funding date and give you the lowest fixed rate* (for the mortgage term that you select).
*Terms and conditions apply to Special Mortgage Rates and Offers.
When we fund your mortgage, we will automatically look back up to 4 months to give you the lowest fixed rate we posted during that time.
So you don't need to worry about missing out on our great rates.
After you apply, you just need to concentrate on finding your dream home.
It takes less than 15 minutes to apply online.
You can also book a meeting online to meet with with an advisor via
