Our Best Rate Guarantee in one easy step.

All you have to do is complete a Cambrian mortgage application.

What is our Best Rate Guarantee?

When you complete a Cambrian mortgage application with one of our Personal Banking Advisors or fill out our online mortgage application, you automatically get our best fixed mortgage rate*.  

 

Here’s how it works:

 

You buy your home or transfer your mortgage within 4 months from your application date: We look at the fixed mortgage rates we posted during the period starting on your application date up to the date that we fund your mortgage, and we automatically give you the lowest fixed rate*.

 

You buy your home or transfer your mortgage more than 4 months from your application date: We look back at the fixed mortgage rates we posted during the 4 months leading up to your mortgage funding date, and we automatically give you the lowest fixed rate*.

 

So no matter how long it takes to buy your new home or transfer your mortgage to Cambrian, you can rest assured, once you apply, you’re guaranteed to get our Best Rate*.

Not ready? Book a video or in person meeting to learn more.

*Terms and conditions must be met to qualify for Special Mortgage Rates or Offers and these cannot be combined and are subject to change.

Which mortgages qualify for our Best Rate Guarantee?

Our Best Rate Guarantee applies to:
- New residential mortgages
- Residential mortgages transferred to Cambrian
- Qualifying residential rental property mortgages
- Cottage mortgages

How do I get Cambrian’s Best Rate Guarantee?

Step 1:
All you need to do is apply for a Cambrian mortgage.

On the date that you apply for a Cambrian mortgage, you automatically get our Best Rate Guarantee.

a) If you buy your home or transfer your mortgage within 4 months of your application date

We look at the fixed mortgage rates we posted from your application date to the date we fund your mortgage (or possession date if earlier), and give you the lowest fixed rate* (for the mortgage term that you select).

 

b) If it takes more than 4 months from your application date to buy your home or transfer your mortgage

We look back at the fixed mortgage rates we posted during the 4 months preceding your mortgage funding date and give you the lowest fixed rate* (for the mortgage term that you select).

*Terms and conditions apply to Special Mortgage Rates and Offers.

Step 2:
We automatically give you our Best Rate.

When we fund your mortgage, we will automatically look back up to 4 months to give you the lowest fixed rate we posted during that time.

So you don't need to worry about missing out on our great rates.
After you apply, you just need to concentrate on finding your dream home.