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Our Rates

Save with our low mortgage rates and earn higher returns with our competitive savings and GIC rates.

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Account Rates

Earn daily interest and grow your chequing and savings balance.

Interest is calculated daily and paid monthly.

*All rates and conditions subject to change without notice.

Accounts

Premium Savings

Method of calculation
Interest rate is applied to entire balance in account.
Interest rate
On entire balance
Effective
Feb 3, 2023
3.35
%
Calculate my interest

Business Premium Savings

Method of calculation
Interest rate is applied to entire balance in account.
Interest rate
On entire balance
Effective
Feb 3, 2023
2.95
%
Calculate my interest

TFSA

Effective
Method of calculation
Effective
Interest rate
No items found.
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RRSP & RRIF Variable Rate Deposits

Method of calculation
Interest rate is applied to entire balance in account.
Interest rate
On entire balance
Effective
Feb 3, 2023
3.35
%
Calculate my interest

Chequing Rates

Balance
Method of calculation
Interest rate is applied to entire balance in account.
Interest rate
$0 - $2,999
On entire balance
Effective
Feb 3, 2023
0.05
%
$3,000 - $4,999
On entire balance
Effective
Feb 3, 2023
0.10
%
$5,000+
On entire balance
Effective
Feb 3, 2023
0.15
%
Calculate my interest

Platinum Investment Savings

Platinum Savings Account is no longer available; existing accounts have been grandfathered.
Balance
Method of calculation
On entire balance: Interest rate is applied to entire balance in account.

On this portion: Interest rate is applied to only this portion of the account balance
Interest rate
0 - $4,999
On entire balance
On this portion
Effective
Feb 3, 2023
0.05
%
$5,000 - $9,999
On entire balance
On this portion
Effective
Feb 3, 2023
0.10
%
$10k- $24,999
On entire balance
On this portion
Effective
Feb 3, 2023
0.15
%
$25k - $49,999
On entire balance
On this portion
Effective
Feb 3, 2023
0.20
%
$50k - $99,999
On entire balance
On this portion
Effective
Feb 3, 2023
0.25
%
$100k - $249,999
On entire balance
On this portion
Effective
Feb 3, 2023
0.45
%
$250,000+
On entire balance
On this portion
Effective
Feb 3, 2023
0.65
%
Calculate my interest

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