Call for Nominations
The call for nominations for the 2026 Board of Directors' Election is now open! We will be accepting nominations until January 2.
Learn more.
Increased Fraud Activity — Protect Your Business:
Criminals are impersonating financial institutions to target corporate accounts.
Learn More.
Temporary Branch Closure:
Our Southdale Branch will be temporarily closed for renovations starting October 14th. Reopening February 2026. ATM will remain open.
Learn More

Our Rates

Save with our low mortgage rates and earn higher returns with our competitive savings and GIC rates.

Get notified

As a Cambrian member you
can subscribe to be notified
when our rates have been updated!

All RatesMortgage RatesGIC RatesAccount RatesExchange RatesPrime Rates

GIC Rates

Earn a higher rate than your savings account, with a guaranteed return.

*All rates and conditions subject to change without notice.

set link
Book a Meeting
Book a Meeting
Right arrowRight arrow
Set Link
Set Link
Open an Account
Open an Account
Right arrowRight arrow
Talk to a Person
Talk to a Person
Right arrowRight arrow
Talk to us
Talk to us
Right arrowRight arrow
Get Personalized Advice
Get Personalized Advice
Right arrowRight arrow
Book a Video Meeting
Book a Video Meeting
Right arrowRight arrow
Book Time to Talk
Book Time to Talk
Right arrowRight arrow
GIC/RRSP/RRIF/TFSA
*Min deposit $1000
Term
Interest rate
1 year
Calculate my Interest
Effective
Oct 30, 2025
3.30
%
2 year
Calculate my Interest
Effective
Dec 3, 2025
3.45
%
3 year
Calculate my Interest
Effective
Dec 3, 2025
3.55
%
4 year
Calculate my Interest
Effective
Dec 3, 2025
3.60
%
5 year
Calculate my Interest
Effective
Dec 3, 2025
3.70
%
Calculate my interest

GIC interest rates quoted are per annum, with interest calculated and paid on each 12 month anniversary date, and at maturity. Interest rates are guaranteed for the duration of the specified term. GICs are not redeemable prior to maturity.

3 Year Rate Climber

1st Year
3.25
%
Effective
Dec 3, 2025
2nd Year
3.35
%
Effective
Dec 3, 2025
3rd Year
3.50
%
Effective
Dec 3, 2025

5 Year Rate Climber

1st Year
3.35
%
Effective
Dec 3, 2025
2nd Year
3.40
%
Effective
Aug 11, 2025
3rd Year
3.55
%
Effective
Dec 3, 2025
4th Year
3.65
%
Effective
Dec 3, 2025
5th Year
3.75
%
Effective
Dec 3, 2025

GIC interest rates quoted are per annum, with interest calculated and paid on each 12 month anniversary date, and at maturity. Interest rates are guaranteed for the duration of the specified term. GICs are not redeemable prior to maturity.

Find helpful tips in our articles

5 things to expect when working with a financial advisor
Right arrow
6 things to consider when budgeting for charitable giving
Right arrow
Protect your business from online fraud
Right arrow

Get started

Book a meeting online to meet with an Advisor via

  • VIDEO
  • PHONE
Set Link
Book a meeting
Right arrow
An online meeting
Set Link
Open an account
Right arrow
A hand holding a membership card
Set Link
Visit a
branch
Right arrow
An office doorway with a bush
Set Link
Apply for a mortgage
Right arrow
A Lake house with large glass windows
Set Link
Apply for a loan
Right arrow
set link
More ways to get in touch
More ways to get in touch
Right arrowRight arrow
2022 Cambrian Credit Union.
All Rights Reserved.
SitemapLegalMember ProtectionPrivacy PracticesAccessibility
Personal Banking
AccountsCredit CardsMortgagesPersonal LoansPayOff LoanLine of CreditInvesting
Business Banking
Business AccountsBusiness Credit CardsCommercial MortgagesBusiness LoanBusiness Line of CreditPayment SolutionsContact Business Team
How to
FAQVideo BankingOnline BankingMobile BankingDigital Branch
About Us
MissionAnnual ReportsGovernanceCareersMember FocusedLearning for LifeNeighbourhoodsDonationsLearnContact us
SitemapLegalMember ProtectionPrivacy PracticesAccessibility
Effective
This is some text inside of a div block.