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GIC Rates

Earn a higher rate than your savings account, with a guaranteed return.

*All rates and conditions subject to change without notice.

GIC/RRSP/RRIF/TFSA
*Min deposit $1000
Term
Interest rate
1 year
Effective
Feb 3, 2023
4.70
%
2 year
Effective
Feb 3, 2023
4.80
%
3 year
Effective
Feb 3, 2023
4.75
%
4 year
Effective
Feb 3, 2023
4.80
%
5 year
Effective
Feb 3, 2023
5.00
%
Calculate my interest

GIC interest rates quoted are per annum, with interest calculated and paid on each 12 month anniversary date, and at maturity. Interest rates are guaranteed for the duration of the specified term. GICs are not redeemable prior to maturity.

3 Year Rate Climber

1st Year
4.60
%
2nd Year
4.65
%
3rd Year
4.70
%

5 Year Rate Climber

1st Year
4.65
%
2nd Year
4.75
%
3rd Year
4.85
%
4th Year
4.95
%
5th Year
5.00
%

GIC interest rates quoted are per annum, with interest calculated and paid on each 12 month anniversary date, and at maturity. Interest rates are guaranteed for the duration of the specified term. GICs are not redeemable prior to maturity.

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