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Our Rates

Save with our low mortgage rates and earn higher returns with our competitive savings and GIC rates.

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GIC Rates

Earn a higher rate than your savings account, with a guaranteed return.

*All rates and conditions subject to change without notice.

GIC/RRSP/RRIF/TFSA
*Min deposit $1000
Term
Interest rate
1 year
Calculate my Interest
Effective
Mar 25, 2025
3.40
%
2 year
Calculate my Interest
Effective
Feb 14, 2025
3.40
%
3 year
Calculate my Interest
Effective
Mar 25, 2025
3.25
%
4 year
Calculate my Interest
Effective
Mar 25, 2025
3.25
%
5 year
Calculate my Interest
Effective
Mar 25, 2025
3.40
%
Calculate my interest

GIC interest rates quoted are per annum, with interest calculated and paid on each 12 month anniversary date, and at maturity. Interest rates are guaranteed for the duration of the specified term. GICs are not redeemable prior to maturity.

3 Year Rate Climber

1st Year
3.00
%
Effective
Mar 25, 2025
2nd Year
3.10
%
Effective
Mar 25, 2025
3rd Year
3.20
%
Effective
Mar 25, 2025

5 Year Rate Climber

1st Year
3.10
%
Effective
Mar 25, 2025
2nd Year
3.15
%
Effective
Mar 25, 2025
3rd Year
3.20
%
Effective
Mar 25, 2025
4th Year
3.25
%
Effective
Mar 25, 2025
5th Year
3.35
%
Effective
Mar 25, 2025

GIC interest rates quoted are per annum, with interest calculated and paid on each 12 month anniversary date, and at maturity. Interest rates are guaranteed for the duration of the specified term. GICs are not redeemable prior to maturity.

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