unpaper your statements - move to online.
unpaper your statements: Paper statements will cost $2/month starting September 30th. Move to online statements and save the earth, save money and save time with 24/7 access.
Learn More
Hide Notifications

Renew your mortgage early

Save money with our special rates available for renewals of almost any dollar value!

Special rates – member-only advantages.

Lock in your mortgage renewal before your maturity date and save money!

Our Special Rate mortgage offers are usually only available to new mortgages and have more restrictions than our Early Renewal Special Rate Offer. When you choose to renew your mortgage early (between 120 days from maturity, and up to, and including your maturity date), we’ve waived the minimum dollar threshold for our valued members to ensure you can take advantage of the rates you see advertised in the market!

Plus, members of #TeamCambrian can also discuss your specific situation with you and may be able to provide you with enhanced options unique to you! It’s worth a chat.

3 year
Effective
Dec 20, 2024
4.30
%
4 year
Effective
Dec 20, 2024
4.19
%
5 year
Effective
Dec 20, 2024
4.19
%

Additional Details

Our Early Renewal Special Rates apply only to qualifying, maturing Cambrian mortgages that are within 120 days of their maturity date, up to and including, the maturity date, and fulfill qualifications noted in the Terms and Conditions below:

  • No minimum mortgage renewal balance is required to accept an Early Renewal Special Rate Offer.
  • Residential mortgages that are delinquent or have deferred payments at renewal are excluded from the offer.
  • Early Renewal Special Rate Offers cannot be combined with any other Cambrian mortgage offers.
  • No rate adjustments will be allowed after the early renewal is processed.
  • Special Offer Mortgage Rates of any kind cannot be combined with any other mortgage offer.
  • Early Renewal Special Rate Offers apply to new, refinanced or renewed mortgages for primary residences and cottages; excludes rental and commercial properties.
  • This offer is subject to change or cancellation without notice at the sole discretion of Cambrian Credit Union.
  • Rates subject to change without notice.

Ready to go? Renew online.

At Cambrian, we make what you may consider complicated, like renewing a mortgage, simple.

For example, you can renew your mortgage without having to come into a branch. You can book a meeting online to meet with an advisor via video or phone, choose your mortgage renewal option and electronically sign the documents sent to you via email.

Have questions about your renewal? Book a meeting with one of our advisors and we’ll be happy to help.

“Very quick and convenient way of renewing a mortgage online, and very pleasant interaction with my Cambrian advisor. Thank you!”

Ann

experience with Cambrian’s online mortgage renewal

five stars
5

How do I accept my Early Renewal Offer?

Step 1:
Review your Early Renewal Offer email or letter

Approximately 120 days prior to maturity, Cambrian will send you an email or letter with the details of your Early Renewal Offer.

Step 2:
Book a meeting online

Book a meeting online with an advisor to review your mortgage renewal options. We can meet via video, phone or in person.

Step 3:
Sign the documents

If you chose to renew your mortgage online, you will electronically sign the documents we sent you via email.

If you booked an in person meeting, you will sign the documents when you are in the branch.