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Renew your mortgage early

Save money with our Early Renewal Offer.  
And do it all online. It’s that simple.

3.94%

2 Year Fixed + 1 Reset

Introducing Cambrian’s Best of Both Worlds Mortgage

Get peace of mind AND flexibility with Cambrian’s exclusive Best of Both Worlds MortgageTM – where you are in control.

Rates subject to change. Terms and Conditions apply.

Save money with our Early Renewal Rate Special Offer just for you.

Lock in your mortgage renewal before your maturity date and save money!

Save 0.10% off our regular posted 3, 4 or 5 year fixed mortgage rate when you renew early.

Early Renewal Rate Offer expires at 90 days before your mortgage maturity date.

For example, with a $350,000 mortgage, renewing early at a rate of 4.09% (0.10% off our 5 year fixed rate of 4.19%) equals an interest savings of approximately $1,670 over the 5 year term.

3 year
Effective
Dec 20, 2024
4.30
%
4 year
Effective
Dec 20, 2024
4.19
%
5 year
Effective
Dec 20, 2024
4.19
%

Lock in your Early Renewal Rate more than 90 days from your mortgage maturity date.

Choose to renew your mortgage ahead of your mortgage maturity and we will reduce our regular posted 3, 4 or 5 year fixed mortgage rate by 0.10%.

We will notify you 120 days before your maturity date that your mortgage is eligible for this special Early Renewal Rate Offer.

Just book a meeting to review your renewal options with an advisor and lock in your special rate. It’s that simple.

If you're not ready to renew yet, don't worry. You can still renew early at any point before your maturity date to take advantage of our competitive rates.

Additional Details

Early Renewal Offer only applies to qualifying maturing Cambrian mortgages that are within 90 - 120 days of their maturity date.

  • Must have minimum maturing balance of $100,000 to qualify for Early Renewal Offer.
  • Residential mortgages that are delinquent or have deferred payments at renewal are excluded from the offer.
  • Residential Rental Mortgages & Commercial Mortgages are excluded from the offer.

Early Renewal Offer cannot be combined with any other Cambrian mortgage offers. No rate adjustments will be allowed after the early renewal is processed.

Renew online.

At Cambrian, we make what you may consider complicated, like renewing a mortgage, simple.

For example, you can renew your mortgage without having to come into a branch. You can book a meeting online to meet with an advisor via video or phone, choose your mortgage renewal option and electronically sign the documents sent to you via email.

Have questions about your renewal? Book a meeting with one of our advisors and we’ll be happy to help.

“Very quick and convenient way of renewing a mortgage online, and very pleasant interaction with my Cambrian advisor. Thank you!”

Ann

experience with Cambrian’s online mortgage renewal

five stars
5

How do I accept my Early Renewal Offer?

Step 1:
Review your Early Renewal Offer email or letter

Approximately 120 days prior to maturity, Cambrian will send you an email or letter with the details of your Early Renewal Offer.

Step 2:
Book a meeting online

Book a meeting online with an advisor to review your mortgage renewal options. We can meet via video, phone or in person.

Step 3:
Sign the documents

If you chose to renew your mortgage online, you will electronically sign the documents we sent you via email.

If you booked an in person meeting, you will sign the documents when you are in the branch.