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Chequing Account Fees

How to qualify for Unfee - free banking
Included / Free (or refunded monthly with Unfee)
Account Service Fees effective September 1, 2024
All Accounts
Premium Chequing
Basic Chequing
Standard Chequing
Premium Chequing
With Unfee
Without Unfee
Monthly Fee:
FREE
Digital Transactions
(Online Banking or Mobile App)
Transfer within account
Online bill payment
Member to member transfer
Interac® e-Transfer
10 free/month
ATM/Debit Transactions
Preauthorized debit
Interac® Direct Debit
Credit Union ATM Withdrawal (in Canada)
ATM withdrawal at other Fls (in Canada)
3 free/month
Cirrus ATM withdrawal (outside Canada)
3 free/month
In-Branch Transactions
In-branch withdrawal
In-branch bill payment
Cheques
Cheque
Primary Order/Official Cheque
$10.00 each
Personalized cheque order
1 free order/year
Cheque image
Other Transactions
Stop payment
$10.00 each*
*Minimum charge; max $45
Overdraft Protection monthly fee (on approval)
Safety deposit box
$10 discount on annual fee
Monthly Fee:
$19.50
Digital Transactions
(Online Banking or Mobile App)
Transfer within account
Online bill payment
Member to member transfer
Interac® e-Transfer
10 free/month
ATM/Debit Transactions
Preauthorized debit
Interac® Direct Debit
Credit Union ATM Withdrawal (in Canada)
ATM withdrawal at other Fls (in Canada)
3 free/month
Cirrus ATM withdrawal (outside Canada)
3 free/month
In-Branch Transactions
In-branch withdrawal
In-branch bill payment
$2.00 each
Cheques
Cheque
Primary Order/Official Cheque
$10.00 each
Personalized cheque order
1 free order/year
Cheque image
Other Transactions
Stop payment
$10.00 each*
*Minimum charge; max $45
Overdraft Protection monthly fee (on approval)
Safety deposit box
$10 discount on annual fee
Basic Chequing
With Unfee
Without Unfee
Monthly Fee:
FREE
Digital Transactions
(Online Banking or Mobile App)
Transfer within account
Online bill payment
Member to member transfer
Interac® e-Transfer
3 free/month
ATM/Debit Transactions
Preauthorized debit
Interac® Direct Debit
Credit Union ATM Withdrawal (in Canada)
ATM withdrawal at other Fls (in Canada)
2 free/month
Cirrus ATM withdrawal (outside Canada)
$3.50 each (1)
In-Branch Transactions
In-branch withdrawal
In-branch bill payment
Cheques
Cheque
Primary Order/Official Cheque
$10.00 each
Personalized cheque order
Varies
Cheque image
$3.00/month
Other Transactions
Stop payment
$10.00 each*
*Minimum charge; max $45
Overdraft Protection monthly fee (on approval)
Safety deposit box
Varies by size

(1) Plus foreign exchange

Monthly Fee:
$9.50
Digital Transactions
(Online Banking or Mobile App)
Transfer within account
Online bill payment
6 free/month
Member to member transfer
3 free/month
Interac® e-Transfer
3 free/month
ATM/Debit Transactions
Preauthorized debit
2 free/month (1)
Interac® Direct Debit
30 free/month (2)
Credit Union ATM Withdrawal (in Canada)
30 free/month (2)
ATM withdrawal at other Fls (in Canada)
2 free/month
Cirrus ATM withdrawal (outside Canada)
$3.50 each (3)
In-Branch Transactions
In-branch withdrawal
2 free/month (1)
In-branch bill payment
$2.00 each
Cheques
Cheque
2 free/month (1)
Primary Order/Official Cheque
$10.00 each
Personalized cheque order
Varies
Cheque image
$3.00/month
Other Transactions
Stop payment
$10.00 each*
*Minimum charge; max $45
Overdraft Protection monthly fee (on approval)
$3.00/month
Safety deposit box
Varies by size

(1) Combined total of first 2 free/month (preauthorized debit, in-branch withdrawal and cheque)

(2) Combined total of first 30 free/month (Interac® Direct Debit and Credit Union ATM withdrawal)

(3) Plus foreign exchange

Standard Chequing
With Unfee
Without Unfee
Monthly Fee:
FREE
Digital Transactions
(Online Banking or Mobile App)
Transfer within account
Online bill payment
Member to member transfer
Interac® e-Transfer
$1.00 each
ATM/Debit Transactions
Preauthorized debit
Interac® Direct Debit
Credit Union ATM Withdrawal (in Canada)
ATM withdrawal at other Fls (in Canada)
$0.85 each (2)
Cirrus ATM withdrawal (outside Canada)
$3.50 each (3)
In-Branch Transactions
In-branch withdrawal
In-branch bill payment
Cheques
Cheque
Primary Order/Official Cheque
$10.00 each
Personalized cheque order
Varies
Cheque image
$3.00/month
Other Transactions
Stop payment
$10.00 each*
*Minimum charge; max $45
Overdraft Protection monthly fee (on approval)
Safety deposit box
Varies by size

(2) Plus $2.00 surcharge fee

(3) Plus foreign exchange

Monthly Fee:
FREE
Digital Transactions
(Online Banking or Mobile App)
Transfer within account
Online bill payment
$0.85 each
Member to member transfer
$1.00 each
Interac® e-Transfer
$1.00 each
ATM/Debit Transactions
Preauthorized debit
$0.85 each
Interac® Direct Debit
$0.85 each
Credit Union ATM Withdrawal (in Canada)
$0.85 each
ATM withdrawal at other Fls (in Canada)
$0.85 each (4)
Cirrus ATM withdrawal (outside Canada)
$3.50 each (5)
In-Branch Transactions
In-branch withdrawal
$0.85 each
In-branch bill payment
$2.00 each
Cheques
Cheque
$0.85 each
Primary Order/Official Cheque
$10.00 each
Personalized cheque order
Varies
Cheque image
$3.00/month
Other Transactions
Stop payment
$10.00 each*
*Minimum charge; max $45
Overdraft Protection monthly fee (on approval)
$3.00/month
Safety deposit box
Varies by size

(4) Plus $2.00 surcharge fee

(5) Plus foreign exchange

Premium Chequing
With Unfee
Without Unfee
Monthly Fee:
FREE
Digital Transactions
(Online Banking or Mobile App)
Transfer within account
Online bill payment
Member to member transfer
Interac® e-Transfer
10 free/month
ATM/Debit Transactions
Preauthorized debit
Interac® Direct Debit
Credit Union ATM Withdrawal (in Canada)
ATM withdrawal at other Fls (in Canada)
3 free/month
Cirrus ATM withdrawal (outside Canada)
3 free/month
In-Branch Transactions
In-branch withdrawal
In-branch bill payment
Cheques
Cheque
Primary Order/Official Cheque
$10.00 each
Personalized cheque order
1 free order/year
Cheque image
Other Transactions
Stop payment
$10.00 each*
*Minimum charge; max $45
Overdraft Protection monthly fee (on approval)
Safety deposit box
$10 discount on annual fee
Monthly Fee:
$19.50
Digital Transactions
(Online Banking or Mobile App)
Transfer within account
Online bill payment
Member to member transfer
Interac® e-Transfer
10 free/month
ATM/Debit Transactions
Preauthorized debit
Interac® Direct Debit
Credit Union ATM Withdrawal (in Canada)
ATM withdrawal at other Fls (in Canada)
3 free/month
Cirrus ATM withdrawal (outside Canada)
3 free/month
In-Branch Transactions
In-branch withdrawal
In-branch bill payment
$2.00 each
Cheques
Cheque
Primary Order/Official Cheque
$10.00 each
Personalized cheque order
1 free order/year
Cheque image
Other Transactions
Stop payment
$10.00 each*
*Minimum charge; max $45
Overdraft Protection monthly fee (on approval)
Safety deposit box
$10 discount on annual fee
Basic Chequing
With Unfee
Without Unfee
Monthly Fee:
FREE
Digital Transactions
(Online Banking or Mobile App)
Transfer within account
Online bill payment
Member to member transfer
Interac® e-Transfer
3 free/month
ATM/Debit Transactions
Preauthorized debit
Interac® Direct Debit
Credit Union ATM Withdrawal (in Canada)
ATM withdrawal at other Fls (in Canada)
2 free/month
Cirrus ATM withdrawal (outside Canada)
$3.50 each (1)
In-Branch Transactions
In-branch withdrawal
In-branch bill payment
Cheques
Cheque
Primary Order/Official Cheque
$10.00 each
Personalized cheque order
Varies
Cheque image
$3.00/month
Other Transactions
Stop payment
$10.00 each*
*Minimum charge; max $45
Overdraft Protection monthly fee (on approval)
Safety deposit box
Varies by size

(1) Plus foreign exchange

Monthly Fee:
$9.50
Digital Transactions
(Online Banking or Mobile App)
Transfer within account
Online bill payment
6 free/month
Member to member transfer
3 free/month
Interac® e-Transfer
3 free/month
ATM/Debit Transactions
Preauthorized debit
2 free/month (1)
Interac® Direct Debit
30 free/month (2)
Credit Union ATM Withdrawal (in Canada)
30 free/month (2)
ATM withdrawal at other Fls (in Canada)
2 free/month
Cirrus ATM withdrawal (outside Canada)
$3.50 each (3)
In-Branch Transactions
In-branch withdrawal
2 free/month (1)
In-branch bill payment
$2.00 each
Cheques
Cheque
2 free/month (1)
Primary Order/Official Cheque
$10.00 each
Personalized cheque order
Varies
Cheque image
$3.00/month
Other Transactions
Stop payment
$10.00 each*
*Minimum charge; max $45
Overdraft Protection monthly fee (on approval)
$3.00/month
Safety deposit box
Varies by size

(1) Combined total of first 2 free/month (preauthorized debit, in-branch withdrawal and cheque)

(2) Combined total of first 30 free/month (Interac® Direct Debit and Credit Union ATM withdrawal)

(3) Plus foreign exchange

Standard Chequing
With Unfee
Without Unfee
Monthly Fee:
FREE
Digital Transactions
(Online Banking or Mobile App)
Transfer within account
Online bill payment
Member to member transfer
Interac® e-Transfer
$1.00 each
ATM/Debit Transactions
Preauthorized debit
Interac® Direct Debit
Credit Union ATM Withdrawal (in Canada)
ATM withdrawal at other Fls (in Canada)
$0.85 each (2)
Cirrus ATM withdrawal (outside Canada)
$3.50 each (3)
In-Branch Transactions
In-branch withdrawal
In-branch bill payment
Cheques
Cheque
Primary Order/Official Cheque
$10.00 each
Personalized cheque order
Varies
Cheque image
$3.00/month
Other Transactions
Stop payment
$10.00 each*
*Minimum charge; max $45
Overdraft Protection monthly fee (on approval)
Safety deposit box
Varies by size

(2) Plus $2.00 surcharge fee

(3) Plus foreign exchange

Monthly Fee:
FREE
Digital Transactions
(Online Banking or Mobile App)
Transfer within account
Online bill payment
$0.85 each
Member to member transfer
$1.00 each
Interac® e-Transfer
$1.00 each
ATM/Debit Transactions
Preauthorized debit
$0.85 each
Interac® Direct Debit
$0.85 each
Credit Union ATM Withdrawal (in Canada)
$0.85 each
ATM withdrawal at other Fls (in Canada)
$0.85 each (4)
Cirrus ATM withdrawal (outside Canada)
$3.50 each (5)
In-Branch Transactions
In-branch withdrawal
$0.85 each
In-branch bill payment
$2.00 each
Cheques
Cheque
$0.85 each
Primary Order/Official Cheque
$10.00 each
Personalized cheque order
Varies
Cheque image
$3.00/month
Other Transactions
Stop payment
$10.00 each*
*Minimum charge; max $45
Overdraft Protection monthly fee (on approval)
$3.00/month
Safety deposit box
Varies by size

(4) Plus $2.00 surcharge fee

(5) Plus foreign exchange

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