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Mortgages

12 simple, budget-friendly home improvement ideas

June 12, 2026
3
min read

You just bought a house, now spruce up your home with these ideas!

A young woman in overalls and a bandanna looks down at a paint roller she's holding, resting it on a ladder next to a half-painted wall

Want to make your house pretty without spending buckets of cash? You’re in the right place! Thoughtful, simple changes make a big difference. Here are a variety of things you can do to make your new house a home.

Décor

1. Switch furniture/décor around.

Rearrange furniture you already own! Had an armchair in your living room? Try it out in the basement this time round!

2. Paint.

Adding a new coat of paint is a great way to revamp furniture and items in your home. Try little things first using sample cans and see how you like it!

For painting walls, do it yourself! It isn’t hard and it’ll save you a lot on labour costs.

3. Stick privacy film to your windows.

Stained glass privacy windows make beautiful patterns in the sun—practical AND pretty!

4. Install floating shelves.

Install floating shelves instead of extra furniture! They fill the space and add pizzazz to your walls.

Fixtures

5. Add ceiling fans.

Ceiling fans are a great addition for cooling down spaces! If you have AC, use it on the hottest days, and turn on your fans and open your windows on those medium-hot days. It’ll save you some $$!

6. Get new light switch covers.

Replacing your light switch covers is a great way to freshen up a room. Existing ones might be yellowed with age. You can even try getting fun ones with patterns that match your home aesthetic!

7. Install curtains.

Window rods are inexpensive and easy to install, and you can peruse thrift stores for gently used curtains. You should be able to find some you like if you look long enough. Thoughtfully chosen curtains will give your house a more homey feel!

Green glow-ups

8. Check out rebates on greening your home.

Look into provincial, federal, or municipal rebates for making your home more enviro-conscious—these usually double as environmentally friendly AND save you energy in the long run. This is especially helpful for homeowners and renters who pay for their own utilities based on usage.

9. Upgrade lighting.

Changing lighting to LED will reduce your energy usage and make your home more modern and efficient! Get ones with dimmers for an added useful feature.

For your yard, use solar lighting instead of plugin. Cheaper and greener!

10. Plant perennials/wildflowers.

Turn parts of your yard into a natural ecosystem! Planting a wildflower mix is beautiful, low maintenance, and good for local pollinator populations. You can get great organic ones, but dollar stores often sell a mix, which is still a step up from plain grass!

Try asking your neighbours for cuttings. People are often very willing to share. And if you plant perennials, they’ll come back every year without you having to lift a finger.

11. Use a few simple yet effective cleaning ingredients.

Use castile soap, tea tree oil, and white vinegar for all cleaning. Get some spray bottles and start making your own window cleaner, bathroom disinfectants, kitchen spray, and more!

12. Buy from thrift stores and look out for yard sales.

Curate your space with thrifted items or be on the lookout for yard sales in the summer. Try browsing Pinterest for DIY ideas for giving thrifted items a makeover. Taking the long view to finding the right pieces will be well worth it.

Budget for the big things

It’s not possible to keep costs low on absolutely everything. That’s why saving and budgeting for the larger expenses is so important.

Book a meeting with an advisor to talk it over. We offer personalized advice for anyone, no matter their financial position.

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*All rates and yields subject to change without notice.
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“I had a wonderful experience at Cambrian. I've been with the same institution for the last 21 years and all the fees and restrictions have finally pushed me into wanting to make some changes.

My advisor was prepared for my arrival with all the documents ready and waiting. He took the time to go over each one...”

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