* Cambrian will be closed on Friday September 30 for the National Day for Truth and Reconciliation

Save $222 in fees every year with the Unfee

Start Banking for Free

Join over 40,000 Cambrian members with the Unfee and save on service fees. No minimum balance required.

What Does The Unfee Include?

With a monthly recurring direct deposit in your Cambrian Premium Chequing account, you’ll get:

  • No Monthly Fees

    Monthly account package fees are refunded to your account every month.

  • Unlimited Interac® Debit

    Shop without getting dinged.

  • Unlimited Bill Payments

    Pay bills using Online Banking or our Mobile App.

  • Unlimited Withdrawals at Canadian Credit Union ATMs

    Withdraw money for free at any Credit Union ATM in Canada. You can also deposit or check your balance.

  • Free Interac® e-Transfer

    Get 10 free Interac e-Transfers every month.

    Interac is a registered trade-mark and the Interac logo is a trade-mark of Interac Corp. Used under licence.

  • Unlimited Pre-Authorized Payments/Withdrawals

    Set up as many automatic payments or withdrawals from your account as you want.

  • Unlimited Online Member to Member Transfers

    Transfer to another Cambrian account using Online Banking or our mobile app.

  • Free Cheques

    No more charges if you need to use a cheque. It’s all free. You can also deposit cheques using our mobile app – no need to use an ATM or visit a branch.

  • Unlimited In-Branch Withdrawals

    Withdraw money at any of our branches free, with no limits.

How Much Will I Save?


You save
per year!

With our Premium Chequing Account and the Unfee, you’ll save $222/year in service fees.


To Dec 31 2021, $55.3 million in service fees have been refunded to our members since we launched The Unfee in 2011.

How The Unfee Works

Nobody likes paying service fees. With Cambrian’s Unfee, you never have to worry about fees again.

Simply set up a recurring direct deposit every month to your Cambrian chequing or savings account and you qualify. No minimum balance required.

  • Open a Cambrian Premium Chequing or Savings Account with our mobile apponline*, or by booking an appointment online*

    * You will need to visit a branch to complete the account opening.

  • Set up a recurring monthly direct deposit, like your pay cheque or pension.

  • Your service fees will be refunded every month. Sit back and enjoy free banking!

Ready to Bank For Free?

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Use our Mobile App(1)

Download Mobile App
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Online Account Application(2)

Apply Online
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Meet with an Advisor(2)

Book Online

(1) You can open an account start to finish with valid ID and electronic funds transfer for your initial deposit.
(2) We will need to verify your ID in-branch after receiving your online application.