Buying Your First Home

Be happily mortgaged in your first home.


Buying a house is one of the biggest financial decisions most people ever make. At Cambrian, we've helped thousands of first-time homebuyers plan for and buy their first house. We work with you every step of the way to ensure you're informed and fully prepared when the perfect house comes along.


Ready to get started?

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Know what you can afford.


The first step to buying a home is establishing what you can afford. Getting pre-approved for a mortgage will give you peace of mind because you'll know exactly what your maximum purchase price is based on your down payment, income, and preferred mortgage term. It also protects you from rising interest rates by guaranteeing an interest rate for 120 days. 


Not quite ready to buy? 


If you're thinking about your future home purchase but aren't quite ready to buy, we can help you plan.

  • Save for your down payment: A minimum down payment 5% is required for all mortgages. Cambrian has a number of saving account options that can help you get there faster.
  • Calculate your maximum purchase price: Try our mortgage affordability calculator to get an idea of what you can afford.
  • Build your credit: A good credit rating can help you when it's time to buy. Regularly using and paying off a credit card is a great way to build your credit.
  • Educate yourself: There are a number of helpful resources available to first-time buyers. We've compiled a list of helpful tips for first time buyers to get you started.

If you want to lock in a great rate but haven't found the right house yet, getting a preapproval at Cambrian lets you hold your rate for 120 days.

See our current rates