3 ways to use your credit union credit card this summer

In Manitoba, we all wait eagerly for the snow to melt and the summer months to start. As the long days of summer get closer and closer, you might be thinking of ways to make the most out of the warmer weather.

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We’ve put together three ways you can get outside of your comfort zone and try something new! You can fund your adventures with your Cambrian Credit Union Mastercard® to earn reward points as you go. Let’s dive in:

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Test out your green thumb

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This is your year to get out and start a garden – and here’s why:

• It’s a low-cost hobby. Investing in a garden won’t strain your budget. There are plenty of low-cost ways to start growing your own plants.
• Share what you grow. After successfully growing your own flowers or a patch of veggies, share some with friends and family to light up their day.
• Save money on groceries. Bring down your grocery bill by growing your own fresh ingredients rather than buying them at the store.

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Here’s what you’ll need to plant the seeds of your summer garden:

1. Find your gardening style (and spot). Do you have backyard space for a few planters? Maybe you’d like to stick to indoor plants. Find out where the ideal spot for your garden will be and plan accordingly.
2. Research what you want (and are able) to grow. You might want to try and grow ingredients you can use in your own kitchen, like garlic, carrots, or lettuce. Or you might want to focus on florals and fill your garden with sunflowers and daylilies. The choice is yours!
3. Take a trip to your local greenhouse. It’s time to stock up on supplies. Visit your nearest hardware or garden supply shop and what you need, from seeds to soil. Thrifty tip: Friends and family with plants of their own could share plant clippings to get you started.

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Explore Manitoba

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If you have a car (or can find a good deal on a rental), consider driving to one of these unique destinations right here in Manitoba:

• Check out our Provincial Parks. In 2025, admission to provincial parks is now free. Check out this list of Manitoba’s Provincial Parks to appreciate the beauty we have right here in the province we call home.
• Drive out to Pinawa. Located about an hour drive from Winnipeg, this small town has something for everyone. Whether you want to float down the Pinawa Channel, walk along the Suspension Bridge, or have a blast at Hoopla Island, there’s so much to explore in this charming town!
• Hang out at The Leaf. Not up for a long drive? If you want to stay in Winnipeg, visit The Leaf. It features four distinct biomes that showcase plants from across the world. You’ll feel like you’re travelling to a whole different continent!

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For more ideas, check out these Manitoba road trips!

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By travelling within the province, you ensure your money stays within your community. At Cambrian, Community Involvement is one of our core values. We invest in the communities where our members live and work. Learn more about our community support.

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Learn new recipes

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When the summer heat starts boiling, you’ll be in the mood for refreshing food! Why not try making something new?

• Cool summer salads. There are endless ways to make salads more exciting. With fresh, local produce, it’s a cost-effective way to get a nutritious meal. See what vegetables are in season and plan a salad around it.
• Grab-and-go sandwiches. Make some easy meals to take with you on your summer adventure plans. There’s nothing wrong with a classic egg salad sandwich, but here’s one you might not have tried before: Banh Mi, a crisp Vietnamese sub.
• Ice-cold smoothies. Got a few extra greens or veggies in your fridge? Throw them in a blender with ice to enjoy a quick and healthy drink.

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Did you know? With the Cash Back World Elite® Mastercard, you get four reward points for every $1 spent on groceries¹. That’s a nice way to rack up points while expanding your culinary palette. Apply for a Cambrian credit card today!

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Use credit responsibly this summer!

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As you try new things, it’s important to keep your spending in check and borrow responsibly. We’ve put together a few credit tips to help you out:

1. Don’t spend more than you can afford to pay back. Before making a purchase with your credit card, make sure you have the funds to pay it back. Otherwise, you’ll have to pay interest on the outstanding balance.
2. Try not to use more than 30% of your available credit. This will keep your credit utilization ratio healthy and boost your credit score.
3. Pay your statement balance on time. By paying off your credit card before the due date, you can avoid paying interest and improve your credit score!

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Try something new and earn rewards, too

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It’s the perfect time to embark on new adventures. Fund it all with your Cambrian Credit Union credit card to earn reward points on the go, issued by Collabria Financial®.

If you aren’t sure which card is right for you, book a meeting with one of our Cambrian Advisors. We’ll assess your unique financial situation to find the right card for you.

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Check out our current Special Offers to see how you could save by switching to Cambrian!

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Disclaimers

¹ If the combined annual GROCERY and SUSTAINABLE TRANSIT purchase volume on a Cash Back World Elite Mastercard exceeds $20,000 in a calendar year, the points earned for all net new purchases after this amount is reached will be associated with the ‘All other purchases’ rate category until January 1 of the following calendar year.

® Mastercard, World Elite, and the circles design are registered trademarks of Mastercard International Incorporated. The Collabria Mastercard is issued by Collabria Financial Services Inc. pursuant to a license from Mastercard International Incorporated.

Collabria trademark is Collabria Financial Services’ property.

Collabria Financial Services Inc. (“Collabria”) is an independent entity from your credit union with no ownership interest in the other. If you choose to obtain Collabria credit card services through a referral from your credit union, it will receive compensation from Collabria.