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How do I calculate how much mortgage I can afford?

With our Mortgage Affordability Calculator, it takes 2 minutes to know how much mortgage you could afford.


The amount of mortgage you can afford depends on household income, monthly personal expenses (debt payments & other) and costs related to the home you want to buy (property taxes, heating and if applicable, condo fees).


The best way to confirm your maximum mortgage amount is to apply to be pre-approved for a mortgage, as we will review and validate your financial situation