You can renew your fixed rate mortgage, penalty-free, any time within 120 days prior to your mortgage maturity date. This allows you to lock in a mortgage rate when you choose, instead of having to wait until the date your mortgage matures. If you have a variable open mortgage, there is no renewal required.
It takes less than 5 minutes to make an appointment or to apply online. It is up to you how you want to meet your advisor - you will have the option to meet your advisor:
